![]() Alternately, fit plywood panels to your windows, which can be nailed to window frames when a storm approaches. Install storm shutters to protect your windows from breaking.Cut weak branches and trees that could fall on your house and keep shrubbery trimmed.Replace gravel or rock landscaping materials with a fire-resistant material that is lighter and won't cause as much harm.But that doesn’t mean there aren’t practical ways you can increase your home’s storm resiliency.įEMA has put together a helpful list of ways you can protect your home against hurricane damage, most of which won’t break the bank. Their power is equivalent to a 10-megaton nuclear bomb exploding every 20 minutes, according to the National Oceanic and Atmospheric Administration. Hurricanes are mind-bogglingly destructive. All of these factors play into how much money homeowners can save. This inspection will take a look at the wind-mitigating features of your home, such as whether your roof has hurricane clips installed, if there is secondary water resistance installed and even the shape of the roof. To receive discounts, you’ll have to get a wind mitigation inspection, which is different from a roof inspection, home inspection and a 4-point inspection. Tropics watch: NHC tracking system off Southeast, 3 tropical waves If you know your home doesn’t already have hurricane clips, you can call your insurance company to see how much upgrading could save you. However, those savings will depend on your insurance company. Impact of hurricane clips on insuranceĪdding hurricane clips to your roof can lead to saving between 20% and 50% on your homeowners insurance premium, according to Kin Insurance. This process may involve removing parts of the interior wall covering to expose the stud-to-rafter or truss-to-wall connection, which the clips can then reinforce. While the process is more straightforward and cost-effective during construction, existing roofs can be retrofitted with hurricane clips. Hurricane tracker apps: Stay prepared for the 2023 hurricane season with one of these five hurricane tracker apps Can hurricane clips be installed on existing roofs? If the home is insured for $300,000 or more, the hurricane clips also need to have three or more nails securing them. While not legally required everywhere, hurricane clips are required in Florida homes built after 2001. Are hurricane clips necessary in Florida? These steel, corrosion-resistant devices fortify the connection between a building's roof and walls and provide essential reinforcement that prevents roofs from detaching during high winds. Hurricane clips, also known as hurricane straps or ties, are pieces of hardware designed to add reinforcement to a building's structure against strong winds and storms. ‘I almost had a heart attack’ Florida homeowners rattled by property insurance costsįlorida home insurance crisis? Floridians brace for yet another rate increase. If your roof doesn’t have them already, they can help catch you up with Florida Building Code and save a hefty chunk of change. Hurricane clips for roofs are a way to kill two birds with one stone. Homeowners are now scrambling for ways to save money on their insurance premiums and find practical ways to safeguard their homes during a hurricane. Many others have received cancellations, prompting an influx of customers migrating to state-backed Citizens Insurance Company. Homeowners have been shocked to discover premiums skyrocketing to double or triple their previous rates. Watch Video: What can we expect from this year's hurricane season?įlorida homeowners insurance has been on the rise in the past year as more than a dozen insurance companies pull out of the state or file for liquidation. ![]()
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